The Greatest Retirement Fund Grift in History: How Policy, Speculation, and Digital Money Rewired Who Owns America

The silent confiscation of generational wealth is already underway — engineered by design, not by accident, and how you can escape it.

Preface

Every generation thinks it’s playing a new game, but the rules of money are ancient. The Baby Boomers inherited an economy that rewarded saving and patience. They will exit one that punishes both.

From the ERISA Act of 1974 to the GENIUS Act of 2025, four keystone policies—each sold as “stability” or “reform”—have slowly rewired who owns America.

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