Wall Street Won’t Tell You This: The 3 Forces Making Old Money Obsolete

Wealth Matters 3.0 Weekend Issue: How Bitcoin, AI, and Tokens Are Reshaping Wealth and Work Forever.

Jan 31, 2025

In the 21st century, three major forces are reshaping how we store wealth, how we work, and how money moves across the world, and 99% of the world still doesn’t yet appreciate the window of opportunity they have to individual end-run today’s 1% to the inevitable. This article is to help you get that full picture without unnecessary complexity and to help you take action.

First off let’s start with some important context:

Bitcoin is the digital transformation of capital.
Artificial Intelligence (AI) is the digital transformation of productivity and work energy.
Tokens are the digital transformation of frictionless capital flow (distribution-the containers of the 21st century’s global economy).

If you’re new to Bitcoin and digital assets, this article will help you understand these concepts in simple terms and provide practical steps to start building your Bitcoin (and related crypto) portfolio, even if you’ve never invested in crypto before.

Bitcoin: The Digital Transformation of Capital

Think of money as economic energy—it powers everything we do, from buying food to investing in businesses. In the past, people stored and moved wealth using physical assets like gold, silver, or paper money. These forms of money had limitations:

Gold is heavy and hard to transport.
Cash can be damaged, counterfeited, or inflated away.
Banks and governments control access to money, deciding who can send and receive it.

Bitcoin fixes these problems by creating a digital version of money that is borderless, secure, and independent of governments or banks. It’s like upgrading from sending letters by mail to sending instant emails.

How Bitcoin Works

Bitcoin is a decentralized, digital currency that runs on a global network of computers. It’s not controlled by any government or company, which makes it unique.

It’s scarce: There will only ever be 21 million Bitcoin, making the half-life of Bitcoin’s store of value infinite.
It’s secure: The Bitcoin network is protected by advanced cryptography and computing power that exceeds any singular or collective action of brute force attack to break it from being feasible.
It’s borderless: You can send Bitcoin anywhere in the world instantly, just like sending an email or text without censorship.
It’s inflation-proof: Unlike dollars that can be printed endlessly, Bitcoin’s supply is fixed, making it a better store of value over time.

Why is this important? Because we live in a world where governments and central banks can print unlimited money, causing inflation. Bitcoin is the opposite—its fixed supply protects your purchasing power in the long run.

AI: The Digital Transformation of Productivity

Now that we understand the basics of how Bitcoin transforms capital, let’s talk about how Artificial Intelligence (AI) transforms productivity and work energy.

Imagine you have a robot assistant that can:

Organize files for you to your specified liking
Read/Answer customer emails instantly in your tone and voice accurately
Analyze large amounts of data in seconds and provide you real time answers to any question you wanna ask.

Over simplified that’s exactly what AI does. It’s like a super tool or steroids that help humans work faster and smarter.

AI’s Role in the Workforce

In the past, machines transformed physical labor—think of how tractors replaced farm work or how assembly lines made cars faster to build. AI is now transforming thinking jobs:

It automates repetitive tasks (data entry, scheduling, customer support).
It analyzes patterns in data (finance, medicine, marketing).
It helps businesses make better decisions faster and unlocks human curiosity and creativity at scale.

This doesn’t mean AI will replace humans—it means people can focus on more creative, strategic, and valuable work while AI handles the repetitive stuff and also accelerates the uniquely native curiosity of humans to go places we haven’t been with our desires.

For example:

Instead of spending hours organizing spreadsheets, AI can do it in minutes, allowing workers to solve problems and ask more questions in less time.
Doctors can use AI to quickly analyze medical scans, helping them diagnose diseases faster.
Writers can use AI tools to generate ideas and improve their content.
and on and on…

AI is like having a digital co-worker who never gets sick, gets infinitely smart each day, boosts efficiency, reduces mistakes, and accelerates progress.

Tokens: The Digital Transformation of Frictionless Flow

Now that we’ve covered Bitcoin and AI, let’s talk about tokens and why they’re changing the way money moves.

“Tokens Are Real” – The New Age of Digital Commerce

I’ve been saying since early 2017 that “Tokens Are Real.” They aren’t just speculative digital assets—they are the programmable containers of value and ownership in the 21st-century economy.

On a blockchain, tokens exist on a tamper-evident storage medium with an immutable, transparent history of debits, credits, and ownership containers as they change hands in nanoseconds across the planet. Each transaction is validated by a trustless, decentralized network of validators via a consensus mechanism.

Why does this matter?
Because it allows secure, verifiable, and unstoppable transactions without relying on banks, governments, or middlemen, and in zero relative time 24/7/365.

Tokens as the Steel Shipping Containers of Cyberspace

To understand the power of tokens, think about the 9x45-foot standardized steel shipping containers that transformed global trade in the 20th century. Before standardized containers, moving goods across oceans was slow, inefficient, and costly. We used to use cargo nets, and barrels on wood ships to move materials across the oceans in months, and in the 20th century we began stacking coffee beans and BMWs inside of standardized steel containers and stack them 5 stories high on top of mega barges moving goods across the planet in days and weeks. Once shipping containers were standardized and introduced, businesses could move massive amounts of goods cheaply and efficiently, unlocking trillions of dollars in global commerce.

Crypto tokens (both fungible and non-fungible) are the modern version of shipping containers—but for the digital world.

Fungible tokens (like Bitcoin and stablecoins) are digital money that moves instantly across cyberspace.
Non-fungible tokens (NFTs) represent unique assets, like ownership of digital art, music, or real-world assets (RWAs).

Just like standardized shipping containers unlocked the physical economy, blockchain tokens are unlocking quadrillions of dollars of new commerce over cyberspace—all built on the ultimate source of sound capital: Bitcoin’s secure and incorruptible global ledger.

How to Get Started with Bitcoin (Even if You’re Scared)

If you’ve never owned Bitcoin before, now is the best time to start small and learn. Here’s how:

Step 1: Get a Bitcoin Wallet

A Bitcoin wallet is like a digital piggy bank where you store your Bitcoin. You can use apps like:

Cash App (Simple for beginners)
Strike (Low fees)
Swan Bitcoin (Great for automatic buying) or Coinbase for beginners

Step 2: Start Dollar-Cost Averaging (DCA)

Instead of trying to “time the market,” use Dollar-Cost Averaging (DCA)—this means buying a small amount of Bitcoin every payday.

Example:

Set aside $10, $50, or $100 per week and buy Bitcoin automatically.
Over time, this strategy smooths out price volatility and builds wealth steadily.

Step 3: Pay Your Future Self First

Think of Bitcoin as savings, not spending. Instead of keeping all your extra cash in dollars (which lose value due to inflation), convert a portion into Bitcoin to store your wealth securely.

Here’s a simple mindset shift:

If you can afford Netflix, Starbucks, or eating out, you can afford to buy Bitcoin.
Paying yourself in Bitcoin today could mean financial freedom in the future.

Final Thoughts: The Future Belongs to Those Who Adapt

Bitcoin is changing how we store wealth.
AI is changing how we work and create value.
Tokens are changing how money and goods move in a global, digital economy.

The world is evolving fast, and those who learn and adapt will benefit the most. The good news? You don’t need to be a tech genius to start owning a piece of this future. Just start small, be consistent, and think long-term.

Your future self will thank you.

Tune in to my FREE Live Spaces today on Twitter/X to learn more about how the token economy will impact everyday industries.

Set the Reminder and tune in below clicking the image or here

In Wealth and Health,

~Chris J Snook

Sources:

Here is a list of credible sources that you can include at the end of your article for readers who want to dive deeper into Bitcoin, AI, and tokens: